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Add money

Add money by bank transfer, on-chain or over Lightning.

Each account shows its own way in: IBAN details for euro, a deposit address for crypto, and payment requests over Lightning for bitcoin.

  • IBAN details for a bank transfer from an account in your name.
  • A deposit address with a QR code and a warning that names the currency and the network.
  • Lightning payment requests, each for one exact amount.
The Add money screen for the euro account: a Bank transfer card, then the IBAN in groups of four and the BIC, each with a copy button
The USDC deposit details: a QR code, the address, the network and a warning that anything else sent there may be lost

How money gets in

  1. Choose the account

    Add money starts with “Which account?”, because each currency has details of its own. If an account has none yet, the screen says so and offers a button that really asks for them. Once issued, they stay the same.

  2. Copy the details or show the code

    For euro, copy the IBAN, or every detail at once, into the transfer form of the bank you send from. For crypto, copy the address or let the sending wallet scan the QR code, and send only the currency on the network named beside it.

  3. See it in that account

    Money that has landed appears in that account’s history and in Activity. A crypto transfer that arrives and has to wait is listed under “Money coming in”, with the reason and what you can do.

A bitcoin account in Add money with “No deposit details yet” and a “Get deposit details” button, above its Lightning requests

Lightning

Lightning requests that expire on their own

A bitcoin account can create Lightning payment requests. Each one is for a single amount and a single payer, with a short note on what it is for and an expiry you choose. The list shows which requests are waiting to be paid, paid or expired. Most simply lapse, so an expired one is labelled Expired, with the moment it lapsed: the ordinary outcome, not a failure.

The Lightning section of a bitcoin account, with one payment request waiting to be paid and one expired, each with its amount, note and expiry

Money coming in

Money coming in, and the reason if it waits

“Money coming in” lists everything that has arrived and anything waiting on you. A transfer on hold carries two separate sentences: why it stopped, and what you can do about it. One that was sent back, or never arrived, is labelled as such and asks nothing of you.

Why crypto deposits wait
The Money waiting on you list, with one deposit on hold, one sent back and one that did not arrive, each explained

On a larger screen

The same details on a wide screen

On a larger screen, Add money keeps the same sections and the same copy buttons beside the navigation rail, so an IBAN can go straight from one window into another. The details themselves never change with the size of the screen you read them on.

Getting paid for your work
The Add money page on a wide screen, beside the navigation rail, with the euro account’s IBAN and BIC and a Copy all details button

If incoming money is held, the app says why and what you can do.

Some crypto deposits stop before they reach your balance. The app lists them above your activity and asks for what it needs inside the app itself.

Crypto deposits and the Travel Rule

Questions about adding money

Which accounts can receive money?

Each account receives in its own currency. The euro account uses IBAN details for bank transfers, a crypto account uses a deposit address on a named network, and a bitcoin account can also create Lightning payment requests. An account with no details yet shows a button to ask for them.

What if I send on the wrong network?

The deposit screen names the currency and the network together, and warns that anything else sent to that address may be lost for good. Check both in the sending wallet before you confirm the transfer there. The address shown always follows the currency of the account you chose.

Do Lightning requests expire?

Yes. Every request carries an expiry, shown next to its amount, and an expired one says Expired, with the moment it lapsed. Pressing the button twice makes two separate requests, so give the person paying you only the one you mean. If they still need to pay after it lapses, create a new one.

Can I ask for an exact amount?

Over Lightning, yes. A payment request carries its amount, in satoshis, the smallest unit of a bitcoin, together with a note saying what it is for. A bank transfer or an on-chain deposit has no amount of its own: the person sending chooses what to send.

Where do I see money on its way?

Money that has landed shows in the account’s history and in Activity. Crypto deposits that are still arriving, or are on hold, are listed under “Money coming in”, which you reach from Add money, each with its status and anything you need to do.
Activity and receipts

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